MOSES Federal Credit Union

The Credit Union run by MOSES for MOSES Members.

Your children can join if you are a member.

Pay Off Your High Credit Card Balances

CREDIT CARD LOANS – MAX $25,000.00

All checks made payable to Credit Card Company

With rates as low as:

9.75% APR for 12 Months
10.75% APR for 24 Months
11.75% APR for 36–48 Months

NO MFCU Rewrites

Loan Application Form

New Account Application

AUTOMOBILE LOANS

Model Year 2026 or Newer

Rates as low as 7.0% for up to 60 months                                 

Model Year 2025

Rates as low as 7.25 % for up to 60 months                                     

Model Year 2023-2024

Rates as low as 8.25% for up to 48 months

Model Year 2020-2022

Rates as low as 9.0% for up to 36 months         

NO PRIVATE SALES. 

NO MFCU Rewrites. We will rewrite loans from other institutions.

PERSONAL LOANS

Personal Loan rates as low as:

  9.5% for 12 Month Term
12.9% for 24 Month-48 Month Term

Personal Loans- up to $20,000(Maximum) Based on Credit Score

We also offer:

Education Loans  –  Special Rates when the Student is an active employee

Medical/Dental Loans  – Need Dental work but can’t wait for your reimbursement?  Have the dental work done now – MFCU will pay the dentist then you can pay off the balance of your loan when you receive your reimbursement

Retirement Bridge Loans  –   Considering retirement but worried that you may not receive your first pension payment for 2-3 months? MFCU will loan you enough to cover your expenses until your pension payments start.  Then you can pay off the balance of your loan when your payments begin. Recent retirees only.

Share Secured Loans 4.0% APR for up to 48 Months

For more information call or write:
M.O.S.E.S. Federal Credit Union
P.O. Box 178
Middleton, MA 01949-0278

Phone: 978-276-0750

Email:  mosesfcu@moses-ma.org

(Rates, terms and conditions are subject to change without notice)

Approval of All Loans and Rates subject to applicant’s credit history

MOSES FEDERAL CREDIT UNION

Board of Directors
Allen Bondeson – President  (MassDOT)
Patrick Russell – Vice president  (MWRA)
Joanne Demers – Treasurer/Administrator (MFCU)
Catherine Costanzo – Secretary (MOSES Attorney)
Paul K. Donohue – (Retiree MassDOT)