MOSES Federal Credit Union

The Credit Union run by MOSES Members for MOSES Members

New Members Welcome        

We Have Money for Loans!

Start saving now for as little as $5.00 per pay period 


Now Available!

Zero Interest MassSave Weatherization Loans 

The MOSES Federal Credit Union has signed an agreement with MassSave to provide Zero interest loans to our members for weatherization work approved by MassSave.             
Special Credit requirements apply.

Call Today  (978)  276-0750 for details

Loan Application Form

Pay Off your High Credit Card Balances

CREDIT CARD LOANS - MAX $20,000.00  

All checks made payable to Credit Card Company

                  with rates as low as:

    7.00% APR for 12 Months
  10.00% APR for 24 Months
  11.00
% APR for 36-48 Months

CAR LOANS - Special New Rates for New Purchases up to $50,000!

Variable rates below based on credit score of 700 or better  (Based on Credit history)

NO MFCU Rewrites  We will rewrite loans from other institutions

Loan Application Form

New Account Application

Payroll Direct Deposit Authorization

Model Year 2015-2016 

Rates as low as 1.9% for up to 60 months                                 

Applicants must have a credit rating of 700 or better  (other rates are available)

We’ll finance up to 80% of the purchase price .

Model Year 2014 

Rates as low as    3.00% APR for up to 60 months                                     

Model Year 2012-2013

Rates as low as        4.00% APR for up to 48 months

Model Year 2008-2010

Rates as low as        5.0% APR for up to 36 months         

NO PRIVATE SALES. 

We also offer loans for Motorcycles

PERSONAL LOANS

Personal Loan Special  with rates as low as:

  8.00%  for 12 Month Term
11.0%  for 24 Month Term
12.0%  for up to 48 Month Term

Personal Loans- MAX $15,000.00

We also offer:

Education Loans  -  Special Rates when the Student is an Active employee

Medical/Dental Loans  - Need Dental work but can't wait for your reimbursement?  have the Dental Work done now - MFCU will pay the dentist then you can pay off the balance of your loan when you receive your reimbursement

Retirement Bridge Loans  -   Considering retirement but worried that you may not receive your first pension payment for 2-3 months?   MFCU will loan you enough to cover your expenses until your pension payments start.  Then you can pay off the balance of your loan when your payments begin.  Recent retirees only.

Share Secured Loans  1.9% APR for up to 36 Months

For more information call or write:
M.O.S.E.S. Federal Credit Union
P.O. Box 521
No. Reading, MA. 01864-0521

Phone:   (978) 276-0750
​Fax:        (978) 276-0757

Email:  mosesfcu@verizon.net 

(Rates, terms and conditions are subject to change without notice)

Approval of All Loans and Rates subject to applicant's credit history

MOSES FEDERAL CREDIT UNION
    Board of Directors

Allen Bondeson - President  (MassDOT)
Norman H. Goldman - Vice president   (Retiree MassDOT)
Joanne Demers- Treasurer/Administrator  (MFCU)
Robert S. Danilecki - Secretary   (Retiree  DHCD)
Paul K. Donohue - (Retiree MassDOT)
Ann M. Looney - (EOHHS))
Patrick Russell - MWRA